A Disney wedding on 250 Old Key West DVC points: an owner's story
DVC Owner Stories 004. She bought Old Key West points direct in 2018, “as a single lady,” and added a resale contract in 2022. In February 2026 those 250 points a year booked her whole Disney wedding weekend: a Grand Villa for the bachelorette, a BoardWalk one-bedroom for the bride and a Beach Club one-bedroom for the groom, 392 points. This is her story, in her words, with the numbers from her contracts and her stays.
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The short version
- 250 Old Key West points with a February use year: 150 and 25 bought direct in 2018, 75 resale in 2022, $38,304 in all.
- The wedding weekend took three villas and 392 points: Grand Villa 168, BoardWalk 1-bedroom 113, Beach Club 1-bedroom 111.
- From the planning trip to the first anniversary, the wedding era comes to 802 points.
- The resale contract went through ROFR twice and took 128 days from offer to points.
- 35 stays since 2018 at 11 of the 12 Walt Disney World DVC resorts, worth $78,405 at Disney's prices against $68,971 in.
Meet the owner: “Like a vacation home at WDW!”
“The home away from home feeling. Like a vacation home at WDW!”
- From South Jersey. Disney every year since she was two: Christmas 1994.
- Two trips with a family friend in a Saratoga Springs 2-bedroom sold her on DVC.
- Bought in 2018 “as a single lady,” for family, friends, “and then one day a family of my own.”
The photo is her first DVC trip, at the Polynesian in August 2018.
Three contracts, one use year
| 150 points, Feb 2018 (direct, $151 a point + $421 closing, financed with DVC) | $23,071 |
| 25 points, Aug 2018 (direct, $151 a point + $105 closing, paid cash) | $3,880 |
| 75 points, Sep 2022 (resale, $137 a point + $1,078 closing, financed) | $11,353 |
| Three contracts | $38,304 |
All three share a February use year, so the points pool into one 250-point account. On top of that, dues: $2,803 in 2026 (250 × $11.21). Her figures; loan interest isn't included.
The 75-point resale: one contract, two ROFRs
- Sep 3, 2022: offer in. Counteroffer accepted the next day, deposit on the 5th.
- Sep 8: Disney's right of first refusal starts. Waived Sep 27.
- Oct – Nov: “sellers ghosted.” Their paperwork landed Nov 29, nine days past the penalty deadline.
- Dec 21: Disney made it go through ROFR a second time for the delay. Waived.
- Dec 23: the contract closed.
- Jan 9, 2023: points loaded, 128 days after the offer.
The two direct contracts in 2018? “Basically instant!”
Engaged at Galaxy's Edge
May 2024. That trip ran on points too: four nights at the Grand Floridian and two at Boulder Ridge, 118 points.
Three villas for one wedding: 392 points
| Villa | Dates | Points |
|---|---|---|
| Old Key West Grand Villa, 3 nights: the bachelorette | Feb 3–6, 2026 | 168 |
| BoardWalk 1-bedroom, BoardWalk view, with her parents: the bride's suite | Feb 6–9, 2026 | 113 |
| Beach Club 1-bedroom, their villa: the groom's suite | Feb 6–9, 2026 | 111 |
| The wedding weekend | 392 |
They wouldn't see each other until “I do,” so two villas on the same nights: “booking two getting ready spaces is key!” Points checked against the 2026 charts.
The wedding era: 802 points
| Trip | When | Points |
|---|---|---|
| Beach Club 1-bedroom, 4 nights: planning and engagement photos | Feb 2025 | 140 |
| The wedding: Old Key West, BoardWalk, Beach Club | Feb 2026 | 392 |
| Aulani 1-bedroom, Island Gardens, 5 nights: the honeymoon | Sep 2026 | 175 |
| Polynesian tower studio, theme park view: first anniversary (booked) | Feb 2027 | 95 |
| Four trips | 802 |
All of it from 250 Old Key West points a year. Points checked against the charts.
Eleven down, one to go
Of the 12 DVC resorts at Walt Disney World, she's stayed at 11: Old Key West (home), BoardWalk, Boulder Ridge, Beach Club, Saratoga Springs, Animal Kingdom, Bay Lake Tower, Grand Floridian, Polynesian, Copper Creek and Riviera. Only the Cabins at Fort Wilderness are left. That's 35 stays since 2018 and 2,270 points, plus Aulani. Her stays as entered in DVC Companion.
Eight years in, the stays have paid it back
| Three contracts (2018, 2018, 2022, closing included) | $38,304 |
| Dues since 2018 (published Old Key West rates) | $20,337 |
| DVC loan interest so far (her estimate) | $10,330 |
| Total in | $68,971 |
| 35 stays at Disney's prices (what the same rooms cost in cash) | $78,405 |
The resale loan's interest isn't counted yet, and 250 more points arrive every February. Membership Value in DVC Companion, from her contracts and stays.
What's next: “a new generation!”
“Starting our family, so we can enjoy Disney with a new generation!”
- First anniversary at the Polynesian, February 2027.
- Back to Aulani some day.
- The usual crew: her husband, her younger sister, her parents.
The photo is the honeymoon, at Aulani in September 2026.
Old Key West DVC points chart: every room and season →
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Her dates, prices and stays, shared for this story; every contract is different. Points checked against the DVC point charts. Dues from published Old Key West rates (2026: $11.21 a point). Cash values are Disney's prices for the same rooms and dates, as estimated in DVC Companion. Loan interest is her estimate for the DVC loan; the resale loan's interest isn't included. Not financial advice.
