Which DVC resorts expire in 2042, and what happens then?

15 years left. Then the contracts end.

These six resorts' contracts end on January 31, 2042, about 15 years and 3 months from today:

• BoardWalk Villas
• Beach Club Villas
• Boulder Ridge Villas (Wilderness Lodge)
• Old Key West*
• Vero Beach
• Hilton Head Island

*Old Key West: only contracts that weren't extended. Extended ones run to January 31, 2057. Source: Disney Vacation Club's Public Offering Statement.

What actually happens on January 31, 2042?

• The points stop. Five resorts leave DVC; at Old Key West, only the 2042 contracts end. Owners with nothing else leave the club.
• No guaranteed payout. The buildings and land go to Disney.
• Unless it's extended. Every 2042 resort's documents leave that open, and Old Key West shows Disney has done it once.

Disney's own offering statement: “Do not purchase … in reliance upon the continued existence of any other DVC Resort beyond the express termination dates.” Sources: DVC Public Offering Statement (May 2023) and the 2025 condo meeting notices, which say each term ends in 2042 “unless otherwise extended.”

Cheaper per point. Pricier per year.

What 150 resale points cost per year to own: (price + $1,500 closing) divided by the years left from October 12, 2026, plus 2026 dues.

*Resale Riviera points book only Riviera. A 2042 contract has fewer years to spread the price over, and full dues every year. Vero Beach is $53.50 a point resale, but its dues are $14.89 a point. Resale prices are Fidelity Real Estate's September 2026 averages. Old Key West is left out: its average mixes 2042 and 2057 contracts.

It's happened once: Old Key West got 15 more years

In 2007, Disney offered Old Key West owners an extension from 2042 to 2057 for $25 a point. Owners who signed up early paid $15. That works out to about $1 to $1.67 a point per extra year.

• 19% of Old Key West points were extended by owners (a 2019 count of extension deeds).
• 2042 → 2057: Disney still buys 2042 Old Key West contracts back and resells them as 2057 contracts.

Sources: DVCNews (2007, 2019) and DVC Resale Market (2026).

Disney hasn't said. Here's what it's doing.

• So far: no announced plan for BoardWalk, Beach Club, Boulder Ridge, Vero Beach or Hilton Head.
• December 2021: Disney raised what it pays to buy back BoardWalk, Beach Club and Boulder Ridge contracts, up to $155 a point (Beach Club; BoardWalk $139, Boulder Ridge $120).
• 2026–27: still refurbishing. Beach Club exterior work and BoardWalk pool work run into 2027.
• July 1, 2027: Lakeshore Lodge opens, a brand-new DVC resort with decades left on its deed.

Sources: DVCNews (January 2022); Inside the Magic and DVC Store (2026); Disney.

Our take: three ways it could go

These are our guesses, not news.

1. Extend the Disney World three, for a price. Like Old Key West, but at today's prices. Our guess: $35 to $75 a point for 15 more years, if Disney offers it.
2. Sell the rooms again as new contracts. A new end date and new point charts. Old Key West's 19% uptake makes this tempting for Disney.
3. Let Vero Beach and Hilton Head go. Off-property, with the highest dues. A sale is one possibility.

The extension estimate is scaled from Old Key West's 2007 price against Disney's direct price then and now.

Buying a 2042 contract? Buy it to use, not to resell.

Makes sense if:

• You'll use the points a lot in the next 15 years.
• You want Epcot-area villas for the lowest buy-in.
• Kids are home now and trips are frequent.

Skip it if:

• You're counting on reselling it or leaving it to the kids.
• You need a loan. Lenders get choosier as the end date nears.
• You travel once every few years.

You pay dues every year you own it, and they can rise. And unless Disney extends, there's nothing left on January 31, 2042. Brokers say resale and financing get harder with under about 10 years left. Not financial advice.