Buying guides
One resort per guide, resale against direct: what 150 points cost each way, the dues and how fast they grow, what resale gives up, the catch, and how long each takes to pay for itself.

Polynesian DVC: resale or direct, and the tower resale points can book
Polynesian resale vs direct for 150 DVC points: resale books the Island Tower, the smallest resale discount at WDW, dues, which room 150 points buys, payback.

Animal Kingdom Villas DVC: resale vs direct and the cheapest studio
Animal Kingdom Villas resale vs direct for 150 DVC points: the cheapest studio week at Disney World, the dues, why owners buy or pass, and the payback.

Grand Floridian DVC: resale or direct, and the lowest dues in DVC
Grand Floridian resale vs direct for 150 DVC points: the lowest dues in DVC, why a studio week still costs more, why owners buy or pass, and payback.

Copper Creek DVC: resale or direct, which should you buy?
Copper Creek resale vs direct for 150 DVC points: price and cost per point per year, what direct adds, where it ranks among 17 resorts, dues since 2017 and payback.